EMI Calculator
See what a loan actually costs you each month — and over its whole life.
Indicative only. Actual EMI depends on your lender's terms and processing fees.
What is an EMI?
EMI (Equated Monthly Instalment) is the fixed amount you repay each month, covering both principal and interest. Early EMIs are mostly interest; later ones chip away more at the principal.
Why total interest matters
A longer tenure lowers your monthly EMI but raises the total interest you pay. Slide the tenure and watch the total payable change — it is often eye-opening.
Disclaimer: This calculator is for illustration and education only. It uses assumptions you provide and does not predict actual returns or constitute financial advice.
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