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Personal Finance

Saving, budgeting, taxes, loans, credit cards.

💸PERSONAL FINANCEInvestDawn
💸 Personal Finance6 min read

SEBI's New Nomination Rules: What Changes Sept 1

From 1 September 2026, adding a nominee to your mutual funds and demat account gets far simpler — up to three nominees, no witness needed. Here's the story and why it matters.

The InvestDawn Desk·1 Aug 2026
💸PERSONAL FINANCEInvestDawn
💸 Personal Finance9 min read

Rent vs Buy a House in India: The Maths Nobody Does Before Signing

Your relatives say rent is money down the drain. Your EMI calculator disagrees. Here's the honest, number-by-number way to decide whether to rent or buy a home in India.

The InvestDawn Desk·20 Jul 2026
💸PERSONAL FINANCEInvestDawn
💸 Personal Finance8 min read

How to Increase Your CIBIL Score: A 6-Month Repair Plan That Actually Works

Rohan's home loan got rejected at a CIBIL score of 690 — ten points short. Here's the step-by-step plan he used to cross 750, and how long each fix really takes.

The InvestDawn Desk·17 Jul 2026
💸PERSONAL FINANCEInvestDawn
💸 Personal Finance7 min read

How to Invest ₹5,000 a Month Wisely (Without Overthinking It)

You don't need lakhs to start investing. Here's a simple, no-jargon way to split ₹5,000 a month so it actually builds wealth instead of sitting in a savings account.

The InvestDawn Desk·17 Jul 2026
💸PERSONAL FINANCEInvestDawn
💸 Personal Finance8 min read

The 50/30/20 Rule: A Dead-Simple Way to Budget Your Salary in India

Your salary lands, and by the 20th it's gone. The 50/30/20 rule is the no-spreadsheet budgeting trick that finally tells your money where to go before it vanishes.

The InvestDawn Desk·27 Jun 2026
💸PERSONAL FINANCEInvestDawn
💸 Personal Finance8 min read

What Is NPS? The Retirement Account Most Indians Ignore Until It's Too Late

Your future 60-year-old self is quietly begging you to read this. NPS, its new 80% withdrawal rule and the extra ₹50,000 tax break — minus the jargon.

The InvestDawn Desk·22 Jun 2026
💸PERSONAL FINANCEInvestDawn
💸 Personal Finance7 min read

Bring Your Loan Interest From 'Oh No' to 'Zero': A Repayment Playbook

Your loan's interest quietly outearns your investments while you sleep. Here's how ordinary people legally shrink it down to almost nothing — faster than they thought.

The InvestDawn Desk·20 Jun 2026
💸PERSONAL FINANCEInvestDawn
💸 Personal Finance6 min read

What Is a Credit Score? The Report Card That Follows You to Every Loan Desk

You graduated years ago, but there's one score still quietly grading you — and it decides whether you get that loan, and at what cost.

The InvestDawn Desk·19 Jun 2026
💸PERSONAL FINANCEInvestDawn
💸 Personal Finance6 min read

Emergency Fund: The Boring Money Cushion That Saves Your Investments

It's not exciting. It won't make you rich. But it's the one thing standing between a bad month and selling your investments at the worst possible time.

The InvestDawn Desk·13 Jun 2026
💸PERSONAL FINANCEInvestDawn
💸 Personal Finance6 min read

The 'Minimum Amount Due' Trap That Banks Love and You Should Fear

Why paying the small number on your credit card bill is the most expensive ₹2,000 you'll ever 'save'.

The InvestDawn Desk·3 Jun 2026
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