Retirement Calculator
Find the scary-but-useful number: how big a nest egg you'll need, and the monthly SIP to build it.
A simplified estimate using a 25x-expenses target. Real planning depends on many personal factors — this is an illustration, not advice.
How this estimate works
It takes your current monthly expenses, grows them by inflation until your retirement age, then targets a corpus of roughly 25 times your annual expenses at that point — a common rule of thumb. Finally, it works out the monthly SIP needed to reach that corpus at your assumed return rate.
Why inflation is the villain
The ₹40,000 a month you spend today might cost over ₹2 lakh a month in 30 years. Ignoring inflation is the single biggest mistake in retirement planning, which is why this tool bakes it in.
Disclaimer: A simplified illustration using assumptions you choose. Real retirement planning involves many personal factors — please consult a qualified advisor. Not financial advice.
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