What's Your Financial Health Score?
Think of it like a fitness score for your money. Answer 10 quick, jargon-free questions and get an instant 0–100 score, a money radar, badges, and a personalised plan to level up.
Of everything you earn each month, how much actually survives till the next salary?
How the Financial Health Score works
Your score blends ten pillars of financial well-being — savings rate, emergency fund, debt load, investing habits, insurance, budgeting, retirement, credit health, goal progress, and income stability — into a single number from 0 to 100. Each pillar is weighted by how much it actually affects your financial resilience, so your emergency fund and debt matter a little more than, say, income stability.
What the score bands mean
0–20 is Financial Survival Mode, 21–40 Needs Attention, 41–60 Building Foundations, 61–80 Financially Fit, and 81–100 Wealth Champion. Wherever you land, the point isn't to feel judged — it's to spot your quickest wins and act on them.
Turn your score into action
Once you know your weak spots, our tools and guides help you fix them: try the SIP calculator to start investing, the retirement calculator to plan ahead, and read up on emergency funds and your credit score.
Related reads
- How to Track Your Net Worth: The 15-Minute Habit That Changes EverythingYou know your salary. You know your Swiggy total. But do you know your net worth? One number, once a month, is the closest thing personal finance has to a cheat code.
- Emergency Fund: The Boring Money Cushion That Saves Your InvestmentsIt's not exciting. It won't make you rich. But it's the one thing standing between a bad month and selling your investments at the worst possible time.
- The 50/30/20 Rule: A Dead-Simple Way to Budget Your Salary in IndiaYour salary lands, and by the 20th it's gone. The 50/30/20 rule is the no-spreadsheet budgeting trick that finally tells your money where to go before it vanishes.
Disclaimer: This score is a simplified, educational self-assessment based on your answers. It is not financial advice or a professional financial plan. For personal guidance, consult a qualified advisor.