SIP (Systematic Investment Plan)
Investing a fixed amount into a mutual fund automatically, every month.
A SIP is the auto-pilot of investing. Instead of dumping a lump sum and stressing about timing, you set up a fixed amount — say ₹2,000 — to be invested in a mutual fund on the same date each month. It builds a habit and averages out your buying price across market ups and downs.
Example
Riya sets up a ₹3,000 SIP on the 5th of every month into an index fund. She never logs in to 'time' it — the money just goes in automatically.
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